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medicare at a glance

Medicare Supplement Plan G

Plan G includes basic benefits, plus coverage for the Part A deductible, skilled nursing care, additional costs like Part B excess charges (charges above what Medicare pays) and emergency care abroad.

Medicare Supplement Plan G is a good fit for people who want some coverage for hospitalization, but are willing to pay the Part B deductible on their own.
Medicare Supplement Plan G covers:

Basic Medicare benefits including

  • Hospitalization: pays Part A coinsurance plus coverage for 365 additional days after Medicare benefits end
  • Medical Expenses: pays Part B coinsurance — generally 20% of Medicare-approved expenses — or co-payments for hospital outpatient services
  • Blood: pays for the first three pints of blood each year
  • Hospice: pays Part A coinsurance

In addition to the basic benefits, Plan G also provides coverage for:

  • Skilled nursing facility care
  • Medicare Part A deductible for hospitalization
  • Medicare Part B excess charges — 100% (this is the difference between what a doctor or provider charges and the amount Medicare will pay)
  • Travel-abroad medical emergency help

Medicare and You

Medicare supplement or Medigap insurance is sold by private companies to help you pay some of the health care cost that Original Medicare Part A and Part B doesn’t cover. Here at National Licensed Insurance Advisors, It is our job to educate you on the process of enrolling in your medicare coverage as well as helping you to make an informed decision regarding the right Medicare Supplement plan.

Medicare Supplement Plan f

Plan F going away in 2020*

Plan F offers the basic benefits, plus coverage for both the Part A and Part B deductibles, skilled nursing care, emergency care abroad, and 100% of Part B excess charges (the difference between what a doctor or provider charges and the amount Medicare will pay up to Medicare’s limiting amount). Plan F also has a high-deductible option that can lower your premiums.

With Medicare Supplement Plan F, you get the most complete coverage available. Because the plan covers costs in excess of Medicare-approved amounts, you may have no out-of-pocket costs for hospital and doctor’s office care with this plan.
Medicare Supplement Plan F covers:

Basic Medicare benefits including

  • Hospitalization: pays Part A coinsurance plus coverage for 365 additional days after Medicare benefits end
  • Medical Expenses: pays Part B coinsurance — generally 20% of Medicare-approved expenses — or copayments for hospital outpatient services
  • Blood: pays for the first three pints of blood each year
  • Hospice care: pays Part A coinsurance

In addition to the basic benefits, Plan F also provides coverage for:

  • Skilled nursing facility care
  • Medicare Part A deductible for hospitalization
  • Medicare Part B deductible for medical and hospital outpatient expenses
  • Medicare Part B excess charges (this is the difference between what a doctor or provider charges and the amount Medicare will pay up to Medicare’s limiting amount)
    Travel-abroad medical emergency help
  • *Due Plan F going away in 2020 this will cause a significant increase in price and often-times customers will price out of the plan.

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